Why Homeowners With No Claims Often Assume Their Policy Is Enough

https://www.normalbookmarks.win/the-complacent-homeowner-why-a-decade-without-claims-can-mask-dangerous-coverage-gaps

You've owned your house for 5 to 15 years. No leaks, no break-ins, no hail damage. When your agent asked about coverage, you picked a policy that felt affordable and moved on