They calculate long-term costs, like ongoing therapy and reduced earning capacity

https://privatebin.net/?1df48e4d1beadb01#CUpxFRxZWNqnVrsW6DobfbURtWuYfmmB42HMoTf4QoKn

They calculate long-term costs, like ongoing therapy and reduced earning capacity, so you don’t settle for less than you need.