Small businesses can shop for off-exchange coverage through a broker, who can...

https://wiki-planet.win/index.php/Is_Reimbursing_Health_Premiums_Easier_Than_Running_a_Group_Plan%3F

Small businesses can shop for off-exchange coverage through a broker, who can compare plans from multiple insurers, or request quotes directly from carriers. Small-group plans may be available depending on your team size and state