Off-exchange health insurance for small businesses cuts through the red tape...
https://wiki-book.win/index.php/What_Happens_When_New_Hires_Don%E2%80%99t_Get_Coverage_on_Day_One:_Jenna%E2%80%99s_Multi-State_Enrollment_Headache
Off-exchange health insurance for small businesses cuts through the red tape and smoke screens that often plague corporate plans