Freelancers can put a Rolex up as collateral to cover the gap between invoices...

https://lukasiwad089.theburnward.com/sell-my-rolex-outright-or-do-consignment-a-playbook-for-choosing

Freelancers can put a Rolex up as collateral to cover the gap between invoices without selling a watch they value. A lender can evaluate it in under an hour and fund the loan within 24 hours, providing cash for rent, gear, or payroll.