cash flow budgeting 5

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Cash flow budgeting means tracking the money that comes in and goes out of your business or personal finances over a specific period. It's not just about your income and expenses; it's about timing—making sure you have enough cash when bills are due, even if your receivables are delayed. This practice helps you avoid overdrafts, plan for big purchases, and spot potential shortfalls before they become crises. By mapping out your expected inflows and outflows, you can make smarter decisions about…