A small business can shop for off-exchange coverage through a broker or by...

https://www.inter-bookmarks.win/you-can-compare-off-exchange-small-group-plans-through-a-broker-or-directly

A small business can shop for off-exchange coverage through a broker or by contacting insurers directly about small-group plans. If a group plan doesn’t fit, an HRA may let the business reimburse employees for eligible individual coverage instead